Terms of Service

1. Service Description

PRUVIQ (pruviq.com) provides free cryptocurrency strategy simulation, backtesting data, market information, and educational content ("the Service").

What PRUVIQ Is

• An information and educational service provider
• A strategy simulation and backtesting platform
• A market data aggregator
• A research and analysis tool

What PRUVIQ Is NOT

• A financial advisor or investment advisor
• A trading broker, intermediary, or agent
• A cryptocurrency exchange or trading platform
• A custodian of funds or digital assets
• A licensed securities dealer or broker-dealer

5. Affiliate Disclosure

PRUVIQ contains affiliate/referral links to cryptocurrency exchanges. When you click these links and create an account or complete transactions, PRUVIQ may receive compensation.

• Affiliate links are disclosed on the Fees page and in relevant content
• Compensation comes at no additional cost to you
• Affiliate relationships do not influence our simulation data, backtest results, or strategy analysis
• We recommend comparing exchanges independently before choosing one

In compliance with FTC guidelines (16 CFR Part 255) and Korean Fair Trade Commission disclosure requirements.

6. "As Is" and "As Available" Disclaimer

PRUVIQ provides all services, data, and content on an "AS IS" and "AS AVAILABLE" basis. We make no warranties, express or implied, including but not limited to:

• Accuracy, reliability, completeness, or timeliness of data
• Uninterrupted or error-free service
• Freedom from viruses, malware, or security intrusions
• Fitness for a particular purpose or merchantability

Due to the inherent possibility of human and mechanical error, data transmission issues, and the volatile nature of cryptocurrency markets, we cannot guarantee the accuracy of any information presented.

7. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, PRUVIQ SHALL NOT BE LIABLE FOR:

• Any financial losses, damages, or claims arising from use of our Service
• Loss of profit, revenue, data, or business opportunities
• Direct, indirect, incidental, consequential, or punitive damages
• Losses resulting from trading decisions based on our information
• Service interruptions, errors, or security breaches
• Third-party actions, including exchange hacks or market manipulation

Your sole remedy for dissatisfaction with PRUVIQ is to stop using the Service. These limitations are fundamental elements of the basis of the agreement between PRUVIQ and users.

8. User Responsibilities

By using PRUVIQ, you represent and warrant that:

• You are at least 18 years of age
• You are solely responsible for your own trading and investment decisions
• You comply with all applicable laws and regulations in your jurisdiction
• Cryptocurrency trading may be restricted or prohibited in your jurisdiction
• You will not use PRUVIQ for any unlawful purpose
• You will not attempt to reverse-engineer, scrape, or disrupt the Service

9. Intellectual Property

All content on PRUVIQ, including but not limited to text, graphics, data visualizations, code, and design, is the property of PRUVIQ or its content suppliers and is protected by intellectual property laws.

Market data is sourced from third parties (Binance, CoinGecko, etc.) and is subject to their respective terms of use.

10. Third-Party Links and Services

PRUVIQ contains links to third-party websites and services, including cryptocurrency exchanges. These links are provided for convenience and do not imply endorsement. We are not responsible for the content, privacy practices, or terms of third-party services.

When you leave PRUVIQ via a link, you are subject to the terms and privacy policies of the destination site.

11. Governing Law

These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles. Any disputes arising from these Terms shall be resolved through good faith negotiation. If negotiation fails, disputes shall be submitted to the jurisdiction of the competent courts.

12. Changes to These Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated "Last updated" date. Your continued use of PRUVIQ after changes are posted constitutes acceptance of the revised Terms.

13. Contact Us

If you have questions about these Terms of Service:

• Email: contact@pruviq.com

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms will otherwise remain in full force and effect and enforceable.

15. Data Subject Rights

If you are located in the European Economic Area (EEA), you have the right to access, correct, or delete any personal data we hold about you. PRUVIQ does not collect personal data beyond what is strictly necessary for the operation of the service (essential security cookies only). To exercise your rights, contact us at contact@pruviq.com.

16. Data Retention

PRUVIQ does not store user accounts or personal data on our servers. Essential security cookies set by our CDN provider (Cloudflare) expire automatically per their standard policies. No user-generated content is retained beyond your browser session.

17. Dispute Resolution

Any dispute arising from these Terms shall first be attempted to be resolved through good faith negotiation by contacting contact@pruviq.com. If not resolved within 30 days, disputes shall be governed by the laws of the Republic of Korea, and the parties consent to the exclusive jurisdiction of the courts located in Seoul, Republic of Korea.

18. Entire Agreement

These Terms constitute the entire agreement between you and PRUVIQ regarding your use of the service and supersede all prior agreements. PRUVIQ may update these Terms at any time. Continued use of the service constitutes acceptance of the updated Terms.